• Forth Financial Services Partnership
  • 1 High Street, Haddington
  • East Lothian
  • EH41 3ES
  • Tel: 01620 822033
  • Fax: 01620 822036

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Lifetime mortgages


If you are in your mid-50s or older, own your own home and want additional funds, then releasing the equity in your property through a lifetime mortgage may be a way of achieving this.  There are various types of lifetime mortgage available and will generally involve taking out of a mortgage secured against the value of the home in order to provide a cash lump sum, regular income or both.

These schemes can be helpful in certain circumstances but are not suitable for everyone.  There are advantages and disadvantages involved and it would be prudent to seek professional advice before committing yourself.  It is important that you consider all the options available in order to be sure you take the most suitable action for your own needs and circumstances.

This is a Lifetime mortgage. To understand the features and risks, ask for a personalised illustration

Fee-Free Mortgage Advice*!

UNTIL FURTHER NOTICE OUR COMPANY WILL NOT BE CHARGING A MORTGAGE FEE, TO TAKE ADVANTAGE OF THIS OFFER, contact Andrea Riddell Mortgage Adviser on 01620822033

* For mortgage advice, we will not charge a fee, but will accept commission from the lender.

We usually charge of fee of £175 for mortgage advice. We will discuss this prior to completing any business with you.

For Lifetime Mortgages or Home Reversion Plans, we normally charge a fee of £250.


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